Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$301.2k	$1.3k/mo
Price-to-Rent Ratio	18.7years of rent
Monthly Payment	$1.5kat 6.5%, 20% down	$1.3k
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	5.3%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$1,523

Home Value After 10 Years

$404,726

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$42,486

Total Cost (Rent)$160,800

Net Difference+$118,314

Buying is cheaper by $118,314 over this period.

Top Sale Listings in Belfast

View all

Score 69.0$1,340/m²

Semi-detached house - Rutherglen Street, Belfast BT13

$113,900 · 85 m² · 3 rooms

Score 67.8$2,436/m²

4 bedroom terraced house for sale - 59 Wilson Street, Beith

$267,993 · 110 m² · 4 rooms

4 bedroom semi-detached house for sale - Cherrywood Drive, Beith

Market Context

Sale Listings44

Rent Listings73

Avg Sale $/m²$2,958/m²

Avg Rent $/m²$29/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇬🇧Rent vs Buy in Belfast