Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$181.0k	$524/mo
Price-to-Rent Ratio	28.8years of rent
Monthly Payment	$915at 6.5%, 20% down	$524
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	3.5%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$915

Home Value After 10 Years

$243,278

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$25,538

Total Cost (Rent)$62,880

Net Difference+$37,342

Buying is cheaper by $37,342 over this period.

Top Sale Listings in Bydgoszcz

View all

Score 66.7$1,256/m²

Przestronne mieszkanie w kamienicy / 2 pokoje / 60 mkw / duże okna

$75,350 · 60 m² · 2 rooms

Score 67.1$1,015/m²

Sprzedam Dom Bydgoszcz - 120 m²

$121,793 · 120 m² · 5 rooms

Score 66.0$1,166/m²

Sprzedam Mieszkanie Bydgoszcz - 125 m²

Market Context

Sale Listings890

Rent Listings1,405

Avg Sale $/m²$2,484/m²

Avg Rent $/m²$10/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇵🇱Rent vs Buy in Bydgoszcz