Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$634.4k	$8.9k/mo
Price-to-Rent Ratio	6.0years of rent
Monthly Payment	$3.2kat 6.5%, 20% down	$8.9k
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	16.8%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$3,208

Home Value After 10 Years

$852,528

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$89,494

Total Cost (Rent)$1,062,840

Net Difference+$973,346

Buying is cheaper by $973,346 over this period.

Top Sale Listings in Cambridge

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Score 73.9$2,640/m²

Apartment - Trumpington, Cambridge CB2

$224,400 · 85 m² · 3 rooms

Score 73.5$1,980/m²

Flat - Ellis Road, Trumpington, Cambridge

$128,700 · 65 m² · 2 rooms

Score 73.5$3,882/m²

End of terrace house - 18 Malvern Road, Cambridge, CB1 9LD

Market Context

Sale Listings760

Rent Listings590

Avg Sale $/m²$8,232/m²

Avg Rent $/m²$142/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇬🇧Rent vs Buy in Cambridge