Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$115.0k	$520/mo
Price-to-Rent Ratio	18.4years of rent
Monthly Payment	$581at 6.5%, 20% down	$520
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	5.4%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$581

Home Value After 10 Years

$154,530

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$16,222

Total Cost (Rent)$62,400

Net Difference+$46,178

Buying is cheaper by $46,178 over this period.

Top Sale Listings in Złotoryja

View all

Score 69.6$771/m²

Duże mieszkanie na sprzedaż

$123,300 · 160 m² · 4 rooms

Score 65.2$60/m²

Działka budowlana nad jeziorem, zamknięte osiedle

$61,650 · 1030 m² · 2 rooms

Score 61.7$1,216/m²

Lokal mieszkalny / biuro 89m2 Złotoryja ul. Legnicka

Market Context

Sale Listings19

Rent Listings21

Avg Sale $/m²$1,891/m²

Avg Rent $/m²$10/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇵🇱Rent vs Buy in Złotoryja