Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$168.2k	$469/mo
Price-to-Rent Ratio	29.9years of rent
Monthly Payment	$850at 6.5%, 20% down	$469
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	3.3%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$850

Home Value After 10 Years

$226,001

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$23,725

Total Cost (Rent)$56,280

Net Difference+$32,555

Buying is cheaper by $32,555 over this period.

Top Sale Listings in Kłodzko

View all

Score 72.1$834/m²

Mieszkanie Żeromskiego

$49,320 · 59 m² · 2 rooms

Score 69.7$1,279/m²

Mieszkanie na sprzedaż

$95,900 · 75 m² · 4 rooms

Score 68.9$724/m²

Mieszkanie z pracownią w centrum miasta.

Market Context

Sale Listings61

Rent Listings57

Avg Sale $/m²$1,912/m²

Avg Rent $/m²$11/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇵🇱Rent vs Buy in Kłodzko