🇬🇧Rent vs Buy in Oxford

Interactive calculator comparing renting and buying in Oxford, United Kingdom.

Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$636.4k	$3.0k/mo
Price-to-Rent Ratio	17.8years of rent

Monthly Payment

$3.2kat 6.5%, 20% down

$3.0k

Break-Even Horizon

1 year

Est. Buy-to-Let ROI

5.6%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$3,218

Home Value After 10 Years

$855,225

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$89,777

Total Cost (Rent)$357,240

Net Difference+$267,463

Buying is cheaper by $267,463 over this period.

Top Sale Listings in Oxford

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Score 73.8$2,795/m²

3 bedroom terraced house for sale - Farm Drive, Petersfield, Hampshire, GU31

$237,600 · 85 m² · 3 rooms

Score 72.9$4,658/m²

3 bedroom end of terrace house for sale - Parsonage Estate, Rogate, Petersfield, West Sussex, GU31

$395,934 · 85 m² · 3 rooms

2 bedroom park home for sale - Chestnut Drive, Broadway Park, Petersfield, Hampshire

Top Rent Listings in Oxford

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Score 77.7$24/m²

House - Kelburne Road, Oxford

$3,300 · 140 m² · 5 rooms

Score 77.5$5/m²

House of multiple occupation - Masons Road, Headington OX3

$1,122 · 205 m² · 8 rooms

Score 77.4$6/m²

Market Context

Sale Listings181

Rent Listings587

Avg Sale $/m²$7,391/m²

Avg Rent $/m²$39/m²

← Back to Oxford Rent Analysis →Explore deals in Oxford →

This is an estimate. Consult a financial advisor before making any real estate decision.

DomusEmpire

Score 72.7$2,640/m²

2 bedroom park home for sale - Chestnut Drive, Broadway Park, Petersfield, Hampshire

$171,600 · 65 m² · 2 rooms

Score 71.7$3,494/m²

3 bedroom semi-detached house for sale - Otter Walk, Petersfield, Hampshire

$297,000 · 85 m² · 3 rooms

Score 70.1$7,779/m²

5 bedroom semi-detached bungalow for sale - Durford Road, Petersfield

$1,089,000 · 140 m² · 5 rooms

Score 69.9$4,829/m²

8 bedroom flat for sale - Winton Road, Petersfield, Hampshire

$990,000 · 205 m² · 8 rooms

House of multiple occupation - Masons Road, Headington OX3

$1,155 · 205 m² · 8 rooms

Score 77.4$6/m²

House of multiple occupation - Lime Road, Oxford OX2

$1,188 · 185 m² · 7 rooms

Score 76.7$5/m²

House of multiple occupation - Crowell Road, Oxford OX4

$1,122 · 225 m² · 9 rooms

Score 76.4$26/m²

Semi-detached house - Wytham Street, OX1

$2,904 · 110 m² · 4 rooms

Rent vs Buy in Oxford, United Kingdom | DomusEmpire