Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$174.0k	$556/mo
Price-to-Rent Ratio	26.1years of rent
Monthly Payment	$880at 6.5%, 20% down	$556
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	3.8%

Interactive Calculator

Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$880

Home Value After 10 Years

$233,786

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$24,542

Total Cost (Rent)$66,720

Net Difference+$42,178

Buying is cheaper by $42,178 over this period.

Top Sale Listings in Białystok

View all

Score 69.1$1,085/m²

Sprzedam lokal centrum

$68,668 · 63 m² · 2 rooms

Score 67.9$1,890/m²

3 pokoje super osiedle

$115,830 · 61 m² · 3 rooms

Score 67.5$1,728/m²

Przestronne mieszkanie z poddaszem, ogrodem i tarasem

Market Context

Sale Listings854

Rent Listings887

Avg Sale $/m²$2,683/m²

Avg Rent $/m²$12/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇵🇱Rent vs Buy in Białystok