Key Metrics Comparison

Metric	Buy	Rent
Avg Price	$715.4k	$2.0k/mo
Price-to-Rent Ratio	29.1years of rent
Monthly Payment	$3.6kat 6.5%, 20% down	$2.0k
Break-Even Horizon	1 year
Est. Buy-to-Let ROI	3.4%

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Adjust the numbers to match your situation and see how buying compares to renting over time.

Buy is better

Home Price

Down Payment %

Interest Rate %

Loan Term (years)

Monthly Rent

Expected Annual Appreciation %

Years to Compare

10 years

Monthly Mortgage

$3,618

Home Value After 10 Years

$961,486

Break-Even

1 year

Cost Comparison After 10 Years

Total Cost (Buy)$100,932

Total Cost (Rent)$245,880

Net Difference+$144,948

Buying is cheaper by $144,948 over this period.

Top Sale Listings in Funchal

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Score 69.4$4,214/m²

Apartamento_T3 PIORNAIS

$493,000 · 117 m² · 4 rooms

Score 68.5$3,933/m²

Apartamento T3 para venda

$458,200 · 117 m² · 4 rooms

Duplex T4 no último andar, Praia Formosa

Market Context

Sale Listings150

Rent Listings140

Avg Sale $/m²$7,137/m²

Avg Rent $/m²$23/m²

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This is an estimate. Consult a financial advisor before making any real estate decision.

🇵🇹Rent vs Buy in Funchal

Key Metrics Comparison

Interactive Calculator

Cost Comparison After 10 Years

Top Sale Listings in Funchal

Apartamento_T3 PIORNAIS

Apartamento T3 para venda

Market Context

Duplex T4 no último andar, Praia Formosa

Apartamento T3 - Madalenas, Funchal

Apartamento T3 para venda

T2 NOVO CENTRO DO CANIÇO