Key Metrics Comparison
| Metric | Buy | Rent |
|---|---|---|
| Avg Price | $298.1k | $1.1k/mo |
| Price-to-Rent Ratio | 23.3years of rent | |
| Monthly Payment | $1.5kat 6.5%, 20% down | $1.1k |
| Break-Even Horizon | 1 year | |
| Est. Buy-to-Let ROI | 4.3% | |
Interactive Calculator
Adjust the numbers to match your situation and see how buying compares to renting over time.
Buy is better
10 years
Monthly Mortgage
$1,507
Home Value After 10 Years
$400,643
Break-Even
1 year
Cost Comparison After 10 Years
Total Cost (Buy)$42,058
Total Cost (Rent)$127,800
Net Difference+$85,742
Buying is cheaper by $85,742 over this period.
Top Sale Listings in Cergy
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Top Rent Listings in Cergy
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Sale Listings472
Rent Listings111
Avg Sale $/m²$3,986/m²
Avg Rent $/m²$35/m²
This is an estimate. Consult a financial advisor before making any real estate decision.
